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MAKING NEWS
Thu, 20 December 2007
Xmas Risks
If Christmas didn’t exist, would insurers invent it? I ask partly because someone may need to if my local paper’s survey of school nativity plays are anything to go by.
Of 35 schools surveyed, only a handful are putting on traditional Nativity plays; the rest vary from The Most Disgruntled Snowman to The Lucky Owl and The Hoity-Toity Angel. There’s even Hosanna Rock, featuring angels disguised as tax collectors.
At least even these have something to do with the traditional meaning of the festive period but the risks of Christmas have been growing in recent years.
Whether it’s a perceived fear of appearing politically incorrect or insufficiently ethnically diverse or a public liability worry about the town centre Christmas tree toppling over, the Christmas lights catching fire or unseemly behaviour at office Christmas parties, those 12 days carry more risk.
Or maybe they just seem riskier. After all, people have been taking risks at Christmas ever since the first one.
Did Mary and Joseph have travel insurance when they set out on that long road to Bethlehem?
What potential health and safety claims did that innkeeper let himself in for by renting out an unlicensed stable to a woman in the middle of labour?
And just how clever were those so-called wise men who ventured into the desert on unprotected camels carrying uninsured gold and valuable perfumes?
In comparison, our homely Christmas celebrations seem safe and secure but how many carol singers have personal liability cover when they venture onto expensive patios or fire risk cover when they carry lanterns or candles?
What about the risk of giving someone food poisoning by under-cooking the turkey or the danger of a sexual harassment lawsuit from giving someone a peck under the mistletoe?
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